Health Unions

Health care in America is a mess. Costs are rising fast.

We need Health Unions, like-minded people banding together to purchase insurance. In a Health Union, people would collectively own the company and decide what kind of health care to provide. If you don't like any of the plans in your Health Union, go join another one. If none exist that satisfy your wishes, create a new Health Union and gather members.

- Businesses should stop providing health care for their employees.

-- Businesses should raise salaries by the amount paid for health care.

-- Government should start counting health care benefits as salary.

- Health Unions should be legalized in all States.

-- Owned by members.

-- Works like Credit Unions.

-- Buys insurance in group from insurance companies.

-- Does not provide insurance directly.

- Health Markets should be established in all States.

-- Health Unions publish their plans.

-- Individuals publish what they want in a plan.

-- Works like job search engines.

- Insurance companies must make changes.

-- Dependents may be carried on any adults plan.

-- Insurance companies may not require prior medical testing.

-- People may not be denied for prior coverage.

- Individuals may purchase from any Health Union in any State.

-- Individuals will not be forced to carry insurance.

-- Individuals who use Emergency Services will repay the costs.

- States must make changes.

-- States will certify independent regulators/inspectors.

-- States must establish Health Markets.

Rant
Our health care dollars need to be taken out of the hands of politicians. And out the hands of businessmen and corporations. Do you know why corporations control health care benefits? It's because FDR instituted wage controls. Unions wanted higher wages. So FDR allowed businesses to give union members higher wages, off the books, by giving health care benefits. Why don't those benefits count as wages?

Corporations should all stop providing health care and raise wages by that amount. Individuals could then band together in like-minded groups. I call it HEALTH CARE UNIONS. The members own the union. The members decide what care is covered. If you want different care, you go to a different HCU. The coverage is yours, regardless of who your employer is..... The current system has too many people meddling between you and your health care.